Our Founder

Our founder, Ruchi Rathor is a trailblazing woman entrepreneur who has made a significant impact in the payment industry. With her sharp business acumen and deep understanding of the market, she has built a successful company that is changing the way businesses process payments.

Ruchi Rathor

Founder & Investor

Founder’s words

Ruchi Rathor

As a small business owner, I was always on the lookout for ways to streamline the financial processes and save time and money. One area that proved particularly challenging was finding the right payment processor.

There were so many options available, each with their own fees and features, that it was hard to know which one was the best fit for my business. I spent countless hours researching different payment processors and trying to compare them, but it was time-consuming and confusing.
I needed a payment processor for my business. So many possibilities made cost, payment, and contract comparisons difficult. I was expecting a consolidated platform to compare payment processors. I imagined a marketplace connecting merchants with payment processors. This tool helps merchants compare payment processors. It would also include onboarding, analytics, and client support.
That’s when I had the idea for a payment processing marketplace. A place where small business owners like I could easily compare different payment processors and find the one that was the best fit for their business.
I saw the potential for this platform to not only save small business owners time and money, but also to connect merchants with payment processors that might not have been on their radar otherwise.
With this idea in mind, I set out to build the payment processing marketplace of their dreams. I worked tirelessly to create a user-friendly platform that would make it easy for small business owners to compare payment processors and find the right one for their business.
But we’re not just about facilitating connections – we’re also committed to providing our clients with the highest level of service and support. Our dedicated customer support team is always available to assist with any technical issues or questions that may arise.
Today, Pay Agency is a thriving platform that connects merchants with the right payment processor for their business, saving them time and money in the process. I am proud to have created a resource that helps small business owners thrive and succeed.

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We Have Exciting News!

Pay Agency has been acquired by Xorapay Ltd, a distinguished licensed MSB in Canada! This marks a significant milestone in our journey, offering even more robust and innovative financial solutions. We're proud to embark on this new chapter with Xorapay Ltd and grateful for your continued support.

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